body{
 margin: 0px;
 background-color: #32496F;
 background-image: url(images/b01.gif);
 background-repeat: repeat-x;
}

td{
 color: #C9E1F0;
 font-family: Tahoma, Verdana, Arial;
 font-size: 12px;
}

a{
 color: #A7D1EB;
 font-weight: bold;
}

a:hover{
 text-decoration: none;
}

.big_green{
 color: #9CE329;
 font-size: 19px;
}

.search_input{
 width: 99px;
 height: 17px;
 border: 0px;
 background-color: #EBEBEB;
}

.r01{
 color: #9CE329;
 font-size: 15px;
}

.r02{
 font-size: 15px;
}

.white_border{
 width: 887px;
 border: #FFFFFF 6px solid;
}

.copy{
 font-size: 9px;
 color: #9BB4C2;
 text-align: center;
}

.copy a{
 font-size: 9px;
 color: #9BB4C2;
 font-weight: normal;
 text-align: center;
}

.smartfactors{
 font-size: 9px;
 color: #9BB4C2;
 font-weight: bold;
 text-align: center;
}

.phi_center{
 width: 531px;
 border-top: #FFFFFF 6px solid;
 border-bottom: #FFFFFF 6px solid;
 background-image: url(images/b02.gif);
 vertical-align: top;
 padding: 11px;
 text-align: justify;
}

.black_text{
 color: #000000;
}

.phi_title{
 font-weight: bold;
 font-size: 16px;
 color: #E4EEF5;
}

.quote_text{
 color: #FFFFFF;
 font-size: 14px;
}

.quote_author{
 text-align: right;
 font-size: 10px;
}

.quote_header{
 text-transform: uppercase;
 color: #69BAF0;
 font-size: 16px;
 text-decoration: underline;
 font-weight: bold;
}

.main_content{
 width: 694px;
 border: #FFFFFF 6px solid;
 background-color: #E3E6D9;
}

.main_content td{
 color: #625A54;
}

.he{
 color: #566856;
 font-size: 23px;
}